The time it takes to process and receive a SoFi personal loan can vary depending on several factors, including the completeness of your application, the verification process, and the specific requirements of your loan.

Typically, SoFi aims to provide a quick and streamlined process, often providing pre-approval within minutes and funding within a few business days after final approval. However, the actual timeline can vary.

To get a more precise estimate of how long it might take for your specific situation, it's best to reach out directly to SoFi or check their website for current information on their loan processing times and requirements.